|
Property Credit (Mortgage) |
| The operation by which a bank puts a certain sum at the disposal of the beneficiary in exchange for linking a real estate property to the payment of the debt. The beneficiary pays interest to the bank at agreed rates and pays back the amount borrowed by a certain fixed date. |
| The linking of the real estate property to the loan is called a "MORTGAGE", and this is a real guarantee that gives the creditor the right to be paid by the value of the mortgaged asset belonging to the debtor or a third party. In such cases the creditor has preference over other parties who do not have special privileges or property registration privileges. |
|
Click on the bank of your choice
to carry out a simulation. |
|
|
|
|
Line of credit |
|
1 - Safe Lending ("Prestação Segura") |
| Lending guaranteed for a three year period. |
| 2 - Changing House ("Troca de Casa") |
|
Finances the purchase of a new house without money being lost through the rushed sale of your current home. |
| 3 - Purchasing at Planning Stage ("Compra em Projecto") |
|
Purchase of a house under construction. |
| 4 - Credit for Building Your Own House ("Crédito Construção Própria") |
|
If you wish to buy land and need credit for house construction. |
| 5 - Additional Types of Credit ("Créditos Complementares") |
|
Down payment Credit
Personal Credit
Multipurpose Credit
|
| 6 - Credit for Foreigners ("Crédito para Estrangeiros") |
| Credit for Foreigners |
|
|
